Gold IRA Rollover: Decisions, Rules, and Strategy

The stability of the more traditional retirement funding instruments has, as of late, come under some scrutiny regard their stability and long-term viability. Having a retirement portfolio that leans heavily towards bonds, stocks, and other mutual fund investments, relying mainly on the strength and bargaining power of the US dollar, it may be time to diversify your investments a little. Have you ever considered a shift to gold bullion or coins as an added portfolio protection measure against inflation, the current economic degradation, and future economic uncertainties? Perhaps now is that time?

Of course, the simple transfer of funds from an IRA to a Gold IRA is an option, rollover is a safer, and more tax-advantageous strategy when it comes to shifting around your retirement funding. Let’s take a closer look at some of the steps and decisions involved in a Gold IRA rollover.

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Gold IRA Rollover: Decisions, Rules, and Strategy

Rollover and Transfer Rules and Differences

The most important point to note here is how the Internal Revenue Services (IRS) make the distinction between a rollover and a transfer, and the possible effects that it may have on you and your decision.

Rollover: In a rollover, the money being moved or shifted, is first paid out to you, and is only then deposited into another account.

Funds Transfer: During a funds transfer, the original custodian of the IRA transfers the money directly to your newly appointed IRA custodian, without you ever actually seeing the money.

Want to learn more about what options you have for this kind of investment? View The Collection here.

Rules for Gold IRA Rollover

In a Gold IRA Rollover, the funds received by the investor must be deposited into the new custodian or Gold IRA Company within 60 days of being received. If this is not done within the specified time frame, a 10% early withdrawal penalty is enforced on the money, and is seen as a taxable withdrawal, and only if the person withdrawing the funds is younger than 59 1/2 years old. A Gold IRA Rollover is limited to one per year (12 month period).

Rules for Gold IRA Transfer

With a direct custodian-to-custodian IRA transfer, there is no 60-day transfer window rule since the money is never received, merely transferred. Transfers are usually made directly between the respective IRA custodians, with the original custodian issuing a check to accomplish the transfer, and sending it out via mail.

Check Your Employers 401K

401k’s come with slightly different rules regarding rollover’s and transfers, and should be checked first. Some employers not allowing investments in gold as part of their 401k, so make sure that you understand your employer’s 401k plan. Knowing what these restrictions are early on is going to help you to plan better.

Gold IRA Investment Strategy Decisions

Once you decide to invest in a Gold IRA Rollover, there are a few important things that you need to understand regarding making effective strategy decisions that affect your long, and short-term planning needs. One question that you must ask yourself is: “What is my main reason for wanting to invest in gold bullion?”

Protection and Diversification

You may feel that your current portfolio leans a little bit heavily on the sides of stocks, bonds, and other mutual fund options, and if you do, think about this. An allocation of merely 5-10% of your entire portfolio into precious metals will help you to effectively protect and diversify your portfolio.

Loss of Trust in the USD

Paper currencies have of late, not been the backbone of investor confidence, and a broader allocation of one’s portfolio is a common strategy to hedge these inherent risks.

Future Profits

Following the movements of strong net worth investors has the potential to generate large profits in the foreseeable future, generating additional investor confidence and the potential for unlimited growth.

Notable Restrictions

When it comes to the purchase and investment in types of gold bullion, the IRS has put some strict rules in place to govern and control these transaction. Coins need to be minted to a minimum level of purity, 99.9% or better, and includes: the American gold and silver eagle, the Canadian Gold Maple Leaf, The Australian Philharmonic, the American gold and silver buffalo, and other similar coins, including the Credit Suisse gold bar.

3 Sweet Additions to the Apple iPhone X

The Apple iPhone X is a massive leap forward from anything that Apple has brought out since the inception of the iPhone more than 10 years ago. Armed with the more stable iOS 11.3, the Apple iPhone X is seemingly taking the iPhone in a whole new direction. Introducing new methods of locking and unlocking, with premium parts and an all-new experience, the iPhone X is worlds apart the old and tired design of yesteryear, and Apple seem to be doing right. It seem that the passion around the new iPhone X far outweighs the price obstacle of the most expensive flagship phone ever released by Apple to date.

Worldwide release of the iPhone X was November 3rd of last year, coming in at a price of $999 for the basic 64GB model, while the 256GB set Apple customers back around $1,149.

Learn more about the sweet additions to the Apple iPhone X


The Apple iPhone X’s screen is one of the hardest things to miss on this iPhone. The 5.8-inch OLED screen is leaps ahead of the iPhone 8 and 8 Plus, boasting better quality color reproduction, not to mention it fits the entire front of the phone. The newer, longer screen has been stretched upward, making the iPhone X screen taller rather than wider. The OLED screen makes everything just look better. Sharper whites and deeper blacks add to the depth of color display, adding a crispness that looks great from all angles. DisplayMate testing has dubbed the iPhone X’s OLED screen as ‘the best in the world’.

The TrueDepth camera does take a little chunk out of the top of the screen, and can be a little on the annoying side when watching movies. The iPhone X display initiates a new feature that further showcases the Apple iPhone X OLED screen capabilities, allowing it to play movies encoded in the HDR10 and Dolby Vision formats. This is a step up from the iPhone 8 and 8 Plus, with more depth and richer colors.

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Face ID

Replacing Apple’s fingerprint scanning Touch ID is the Face ID form Apple. This new biometric technology far exceeded expectations, using your eyes, mouth, and nose to unlock and access your phone. This biometric technology employed by Apple is far beyond anything that has yet to been seen in the smartphone realm. The Face ID works well in the dark and low-light environments, it does however miss your face from time to time. If the iPhone X only manages to catch part of your face it may fails to unlock. Do this enough times and you are going to need a passcode to unlock your iPhone X.

The iPhone X infrared scanner is powerful enough to penetrate sunglasses, so that should not be too much of an issue. One downside of the Face ID technology is that you have to register your face to unlock the phone, as well as make use of the Apple Pay services.

View some great Apple Cases here!


The Animoji system in the Apple iPhone X is lots of fun, even though it may be more of a novelty item for now. Using the TrueDepth camera on the front of the iPhone X you can turn yourself into a cat, robot, and unicorn avatar, among others. The accuracy of the facial mapping technology perfectly replicates your mood and facial expressions, and is delightfully entertaining for the kids and adults alike. Not to worry if your friends don’t yet have their iPhone X’s, you can still send the animoji’s, they just won’t be able to send them back. Apple developers have been working on creating some cool apps for kids using the iPhone X’s front-facing camera.

It seem that Apple’s gamble on the iPhone X has paid off. The alternative design, all-screen front, additional power, and awesome features have all be put into Apple’s best iPhone ever to grace the market. It seems as though the Apple iPhone X is setting the new standard for smartphone excellence, looking forward to a more technologically and aesthetically pleasing smartphone future.

Reasons To Use Coinbase

For anyone that is looking to get into the cryptocurrency world, you are going to want to find something that will allow you to trade them. Coinbase is one of the best and most popular places to trade cryptocurrencies. If you are looking to trade them, you are going to want something that is easy to use and convenient. Coinbase happens to be both.

Discover Reasons to use Coinbase to make more money.

What Is Coinbase?

Coinbase is a digital asset exchange company that provides a venue for those that are looking to both buy and sell digital currencies. Along with this, this platform also allows the sending of information about the various transactions being made out to the blockchain network in order to effectively verify the transactions being made. Along with this, it can act and serve as a wallet for those that are looking to store digital currencies. It operates a variety of digital assets and has served over 10 million customers throughout the world.

Get more help now and learn how to make Smart Bitcoin Investments.

Reasons To Use Coinbase:

1. Trading.

If you are looking to trade digital currencies, you are going to need a secure platform to do so with. Coinbase, CoinMama and Changelly are a few of the most reputable exchanges out there. You will be able to use the Coinbase platform in order to get into cryptocurrency trading without having to get bogged down in the technology that makes it tick. It makes it very easy for those that are looking to profit from the new technology without having to really get too invested in how it works. For those that are not looking to actively seek out how the new technology works, this is the perfect platform. You will be able to effectively trade, monitor, and collect cryptocurrency and your transaction history is very easy to track down if you need it. Along with this, you will be able to trust that they are keeping your funds as secure as possible.

2. Wallet.

Creating and maintaining your own wallet can be frustrating, to say the least. When you let Coinbase handle it, things get a lot easier and you don’t have to worry about losing all sorts of numbers that you might need to get your money. Coinbase makes it very user-friendly for those that are looking for a safe and secure but easy to use the wallet for their digital currencies.

Jeffrey Ito is another cryptocurrency expert who may be able to help you out (LinkedIn,

There are some things that you are going to want to know about Coinbase prior to using it. Find out more from a great resource we like here:

Things To Know:

1. Bank Account.

In order to effectively purchase cryptocurrencies with Coinbase, you are going to need to link some sort of identifier to your account for verification purposes and for security. Therefore, you are going to need to link either a bank account, credit card, or a debit card directly to your account to make purchases. Each will have their own purchasing limits.

Overall, there are a lot of reasons you would want to get into cryptocurrency trading. It is a very good potential for investing if you know what you are looking for and if you know what you are doing. However, it can be difficult without a platform like Coinbase to make all of the technology attached much more simple.

Buy Bitcoins in Dubai United Arab Emirates

Why You Should Buy Bitcoins In Dubai

How To Buy Bitcoins in Dubai Like A Professional Trader

If you’re interested in cryptocurrencies, it’s likely that you already own some Bitcoin. Bitcoin is the most popular and valuable cryptocurrency on the market. If you’re in Dubai, and you are looking into investments, you should definitely purchase Bitcoin while you are there. Today you will learn how to buy Bitcoins in Dubai the city of lights.

The Exchange Rate Is Favorable

Dubai has a very strong economy. Because if this, it’s a wonderful country to buy Bitcoin in. Whether you intend to buy an entire Bitcoin or a fraction of one, you should be able to do a lot with your money.

Since the exchange rate is favorable, you’ll do very well for yourself if you choose to buy Bitcoin in Dubai. You should have a very positive experience when you make your investment. By the time you have made your purchase, you should feel like you used your money wisely.

Now Is A Great Time To Invest In Bitcoin

Bitcoin surged in price near the end of 2017. Now, however, the price of Bitcoin has dropped considerably. Many investors are predicting that Bitcoin is due for a surge in the months to come.

If you buy Bitcoin now, you’ll be able to get the currency you want for less. You’ll also be able to see a massive return on your investment.

If you missed out on the Bitcoin surge in 2017, you don’t have to kick yourself. Now is a fantastic time for you to buy into Bitcoin. You’ll be able to reap the rewards of your investment in the months to come. Here is a great resource for learning how to invest in Bitcoins in Dubai:

Buying Cryptocurrency Should Be Very Easy

A lot of people assume that purchasing Bitcoin is complex. Many people think you have to be extremely tech-savvy if you want to invest in this cryptocurrency. Thankfully, this isn’t the case at all. Buying Bitcoin is something that anyone can do.

There are plenty of websites and apps that will help you buy the Bitcoin that you want. There are also a lot of tutorials that you can take advantage of. If this is something that you want to do, don’t let your fears keep you from making a purchase. Once you look into buying Bitcoin, you’ll see just how easy it can be.

You’ll Be Able To Make Your Investment Quickly

You shouldn’t have to jump through a lot of hoops in order to buy your Bitcoin. As long as you have a wallet set up, you should be able to make your purchase very quickly. This means you’ll be able to take advantage of low prices.

Even if you don’t have a wallet set up, you should be able to get your wallet set up without much trouble. Once you have that figured out, you’ll be able to purchase Bitcoin for yourself at any time.

If you’re in Dubai, and you are thinking about purchasing cryptocurrency, you shouldn’t hesitate any longer. The sooner you purchase the Bitcoin you’re interested in, the better. As you can see, there are lots of wonderful reasons to buy Bitcoins in Dubai.

USI Tech Review: Bitcoin Passive Income And Crypto Trading System

Read Our USI Tech Review

Is USI Tech any good and what are the pros and cons of the opportunity they offer? You’ll want to know more about USI Tech, which you can do by reading our review. By the end of our USI Tech review, you can decide if you should give it a try.

What Is USI Tech?
USI Tech is a company based in Dubai and they specialize in trading software and they have a bitcoin package, which allows people to automate their trading of bitcoin. Each bitcoin package does cost money, and the goal of the package is to generate profits on your initial capital. There are a number of ways to earn with USI Tech, which will be discussed in the next section. In short, think for USI Tech as a multi-level-marketing company, but with a twist because they allow members to earn cryptocurrency.

USI Tech Scam Or Legit

Compensation Structure
You have the chance to earn recruitment commissions, which allows you to earn a commission for every affiliate you recruit. Residual commissions can also be earned, which means there’s a matrix involved just like with many MLM companies, but USI Tech uses a 3 X 12 matrix. The other way to earn with USI Tech is via broker commissions, which come from USI Tech’s brokerage fees that are collected when their affiliates use their software.

The Pros
When you join USI Tech, you can use their trading software to increase your chances of making successful trades, which means you can earn bitcoin and exchange it for real cash. Another benefit is you have numerous ways to earn when you join the company, such as via trading and referrals. It’s relatively easy to use (the software) and once you get the hang of things, you shouldn’t have a problem convincing people to join as an affiliate. Also, it’s newbie friendly, so if you’ve been wanting to earn and trade cryptocurrency, then consider giving USI Tech a try.

The Cons
There are a few cons, with one of them being you have to pay, and some people might not want to pay anything in order to take advantage of USI Tech’s opportunity, but most MLM companies charge fees. Another con is results are not guaranteed, so don’t join USI Tech and automatically assume you will make a lot of money. Other than that, there are no other major cons.

Final Verdict
Our final verdict is that USI Tech is not a scam and they offer a good opportunity. It is an MLM company, so do keep that in mind. We recommend trying USI Tech out, but if it’s not for you, then feel free to disassociate with them and move on and try something else.

Additional review resource:

Hopefully, you’ve learned a few things from our USI Tech review, but as you can see we do think it’s a good opportunity. Just make sure you do additional research and learn more about the pros and cons of USI Tech before making a final decision. The more research you do, the more informed you will be, so do it now and then decide if USI Tech is a good fit for you.

How To Protect Your Samsung Galaxy Note 8 Phone

If you’ve invested in a high-quality modern smartphone like the Samsung Galaxy Note 8, it’s imperative that you take proper care of it. Protecting it should always a priority in your mind. Far too many people neglect their phones, leading to damage that can greatly impact the quality of the device and even make it inoperable. It’s easy to become a bit careless from time to time, but just a few basic precautions can help make sure your Samsung Galaxy Note 8 will remain in tip-top form for a long time to come. Especially if you are using your phone for virtual currency investments such as Bitcoin, Ethereum and more consider the following:

1 – Buy A Case

Phone cases of many varieties are available far and wide. You can save money by choosing from one of the third party options, or assure your quality by purchasing one of the models manufactured by Samsung themselves. The latter is especially recommended so that you can guarantee that the case will fit the phone properly. If you do choose a model from another manufacturer, however, be sure to read reviews of it online before you purchase. A blind buy from a retail store can easily lead to problems down the line. If you are looking for an excellent durable case that will protect your phone for the long term, check out our favorite recommendation right here.

2 – Store It In An Empty Pocket While You’re Out

If you don’t have the means to invest in a case, you should at least be sure to always keep your phone in your pocket when not in use. You should also make sure that pocket is free from any other items. Objects such as a house or car keys stored in the same pocket as a phone will do tremendous physical damage, especially to the screen. It’s best to avoid this at all costs.

3 – Keep The Phone In A Dedicated, Safe Location

You should also have a safe place set aside for your phone in your home or at your work desk. This will allow you to keep better track of it, and also avoid problems such as accidentally knocking it off of a temporary surface or keeping it in your pants before washing. If your phone ends up getting washed while it’s on, it’s going to end up completely ruined, and even the “rice trick” is a bit of a crap-shoot if you were lucky enough to have the phone turned off beforehand. Again, it’s best to just avoid all of this altogether by making sure you always keep the phone in the same spot.

With all of that in mind, you should be better prepared to protect your Samsung Galaxy Note 8. Phones of this quality are not cheap to come by, and many less fortunate types are still stuck with ancient tacky flip phones (or no cell phone at all). As such, you should really do your best to take care of your phone while you have it. If nothing else, maintaining like-new quality now is going to make it far easier to sell once you inevitably upgrade to a new model down the line!

Galaxy Note 8